Personal financial statements are your roadmap to guide you from where you are today, to where you want to be tomorrow. They also provide fixed points of reference from which you can measure your progress over time. It’s very difficult to achieve financial fitness and stability if you don’t have a baseline of where you…
When my wife and I sold our first home in 2000, we didn’t know where to start to get top dollar for our home. We were still in our 20’s and didn’t have a lot of money to sink into our home to get it ready to sell. We’ve now sold multiple homes and wanted…
Financial fitness and money management generally isn’t a fun topic for most of us–it can be boring, scary, and frustrating. In Fidelity’s recent study, 39% of millennials worry about finances and 25% don’t know who to trust. How do you know if you can afford to go to that music festival with your friends today…
You know you want to live in a safe place, but what else should you be looking for when evaluating a new neighborhood? If you’re in the market to buy a home or rent a home, location is crucial. Quality schools, low crime statistics, commute times, and even grocery stores are likely already on your…
Insane prices, zero inventory, multiple offers, and more: Soon-to-be homeowners, we feel your pain. When it comes to real estate, some markets are partying — or at least spending — like it’s 2005. A seller’s market is great if you’re ready to pull up stakes (although you’ll be on the receiving end if it requires…
Now that you’ve decided to sell your home, sinking a bunch of money into home improvements probably isn’t high on the priority list. But inexpensive upgrades are crucial for curb appeal and leave a strong first impression to buyers. The good news is that it doesn’t cost a lot to stage your home to sell…
You want to build wealth and achieve financial stability, but where do you start? Especially if you’re renting and paying a landlord 25% of your income, how do you get out of the Renter rat race to become an Owner and ultimately an Investor where you are the landlord and achieve Home$mart financial stability? How…
Although the real estate business tends to slow down in the fall, the season can still be an attractive time to put a home on the market. If you want to sell your house in the next few months, it can be done. When my wife and I sold our primary residence in 2004, it…
I call it the R.O.I. Journey to Financial Freedom. I’ve seen hundreds of people like my wife and I move from Renter >> Owner >> Investor to achieve financial freedom. My wife and I bought our first home in 1994 and moved from Renter to Owner. In 2005, we moved from Owner to Investor and…
When my wife and I bought our first investment property over 10 yrs ago, I regularly saw my friends holding back from investing in real estate. Whether they had little money or didn’t know where to start, the result was the same – they were not actively trying to grow their wealth. Most people I…
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