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7 Crazy Things About Buying in a Seller’s Market

Insane prices, zero inventory, multiple offers, and more: Soon-to-be homeowners, we feel your pain. When it comes to real estate, some markets are partying — or at least spending — like it’s 2005. A seller’s market is great if you’re ready to pull up stakes (although you’ll be on the receiving end if it requires…

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R > O > I = Home$mart

You want to build wealth and achieve financial stability, but where do you start?  Especially if you’re renting and paying a landlord 25% of your income, how do you get out of the Renter rat race to become an Owner and ultimately an Investor where you are the landlord and achieve Home$mart financial stability?  How…

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Here are 7 ways owning a home is a smart money move

I never wanted to be a ‘renter’, but rather a homeowner and landlord.  I graduated college in June 1993 and purchased my first home in January 1994.  Since January 1994, I’ve always been a homeowner and landlord building wealth through owning real estate for the past 21 years.  I always wanted a long-term relationship with…

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5 Habits to Financial Freedom

It was January 2014 and my doctor scolded me for high cholesterol (250), being 20 pounds overweight, and threatened to put me on cholesterol medicine.  I knew I needed to change my lifestyle habits.  I cut back on red meat and sweets, got a personal trainer, started taking omega-3 daily, and began working out 3-4…

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10 Reasons to Make Repairs before You List

If you’re planning to list your home for sale, it’s time to tackle all the necessary repairs. These repairs can save you money in the long run — money spent on improvements now will be far less than the cost of that first price reduction if your house sits on the market. When my wife…

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Own anything with 20/30/50!

Financial discipline is key to financial freedom.  It’s not what you make, but rather what you do with what you bring home.  Whether you’re a parent with two kids or a recent college grad working your first job, our 20/30/50 guideline can help you assess your budget to work towards owning anything! It’s an easy…

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