As I’ve written in past blog posts, the three most important financial numbers you need to understand is your Debt-to-Income ratio, Down payment, and Credit Score. These personal financial numbers determine a big part of your home buying power. I want to spend a little time on the last personal number, your Credit Score. Before we get started,…
With interest rates remaining at historic lows, you may decide that now is the right time to start searching for your new home. And that makes sense: the lower your interest rate on your mortgage, the more money you’ll save over the life of your loan. Just a one-point difference can mean saving thousands of dollars…
Spring is the season for open houses! In many housing markets, spring is the time when the bulk of houses for sale are listed. If you’re toying with the idea of buying a home in the near (or even not-so-near) future, do yourself a favor and spend a few spring weekends cruising open houses. According…
With Texas’ pro-business political environment creating jobs, its diverse economy, and booming cities, Texas has long been a desirable state for real estate investors. It’s the main reason my wife and I chose to begin our real estate portfolio 10 yrs ago in Texas. Today, we have over 40 rental units that are all positive…
Owning a Piece of America is a great opportunity to invest in your future and build wealth over time. As Andrew Carnegie said best, “Ninety percent of all millionaires become so through owning real estate”. However, where do you start? I wanted to share my thoughts in three phases: First, get Financially Fit. It comes…
A creative approach — and a healthy cash deposit — can give your offer the competitive edge. Let’s face it, the home-buying process is stressful. Factor in incredibly competitive market conditions and you may need to book a week at the spa just to get through the next open house. Never fear, we have you…
De-stress a move?? As if you can plan a move without living in a stress bubble, right? Well, you may not be able to eliminate the stress completely, but there are a lot of things you can do to keep stress to a minimum before, during, and after the moving process. At Mile27, we offer our…
Leaving an old community can be difficult. On top of moving your possessions, selling your home, and saying goodbye to old friends, it can be hard to remember the things you need to do in order to set up the new life waiting for you in a new community. We have created this handy guide…
When my wife and I bought our first home we were one year out of college, both had good jobs and had a down payment in the bank. We had narrowed down our options to a two- or three-bedroom house or townhome because I definitely wanted a garage. We knew what we wanted and thought we were in good…
2016 is just around the corner, and while you are thinking of your New Year’s resolution of a better diet, more exercise, spending more family time, etc.,don’t forget about your financial fitness. It’s time to take a break from the holiday shopping and eating out, and get your finances in order before the New Year….
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